2016 Here We Are

As we welcome 2016,
we will be moving on our new home: Rich Kid Pilipinas 

Please visit and bookmark this site
http://www.richkidpilipinas.com/

Thank you so much!

Inspiring Stories: The Farmer and the Donkey

One day a farmer's donkey fell down into a well. The animal cried piteously for hours as the farmer tried to figure out what to do. Finally, he decided the animal was old, and the well needed to be covered up anyway; it just wasn't worth it to retrieve the donkey.

He invited all his neighbors to come over and help him. They all grabbed a shovel and began to shovel dirt into the well. At first, the donkey realized what was happening and cried horribly. Then, to everyone's amazement he quieted down.

A few shovel loads later, the farmer finally looked down the well. He was astonished at what he saw. With each shovel of dirt that hit his back, the donkey was doing something amazing. He would shake it off and take a step up.

As the farmer's neighbors continued to shovel dirt on top of the animal, he would shake it off and take a step up. Pretty soon, everyone was amazed as the donkey stepped up over the edge of the well and happily trotted off!

MORAL : Life is going to shovel dirt on you, all kinds of dirt. The trick to getting out of the well is to shake it off and take a step up. Each of our troubles is a steppingstone. We can get out of the deepest wells just by not stopping, never giving up! Shake it off and take a step up.

Remember the five simple rules to be happy:

1. Free your heart from hatred - Forgive.

2. Free your mind from worries - Most never happens.

3. Live simply and appreciate what you have.

4. Give more.

5. Expect less from people but more from God.

Seven Steps to Success: No.2- Gain Power Through Constant Learning

• Associate knowledge with power
• Make learning a lifelong pursuit
• Understand the learning chain
• Establish effective learning habits and attitudes

The Power and Value of Knowledge

The painter Pablo Picasso was at a cafe when a woman approached him and asked him to sketch a portrait of her. "Certainly, Madam." he replied, and started sketching. In a few minutes he had finished the portrait, and then showing it to her, wrote down his price for the portrait in the napkin. "You must be crazy to ask that much!", the woman got angry. "It took you only three minutes to draw my portrait!". "Yes, Madam," Picasso calmly replied, "but it took me 40 years to learn how to master it."

It's what you learn after you know it all that counts

- John Wooden

The important thing is to not stop questioning.

- Albert Einstein

The illiterate of the 21st Century will not be those who cannot read and write, but those who cannot learn, unlearn, and relearn.

- Alvin Toffler

The road to real success is not doing 100% things 1% better, but instead doing the one thing 100% better.

- Anonymous

Information is not education. Education is inside wisdom.

- Dr. E. Kramer

Destiny is not a matter of chance; but a matter of choice. It is not a thing to be waited for. It is a thing to be achieved.

- William Jennings Bryant

Whatever you are from nature, keep to it; never desert your own line of talent. Be what nature intended for you, and you will succeed; be anything else, and you will be ten thousand times worse than nothing.

- Sydney Smith

The key to growth is new ideas.

- Michelle Cook

Twenty years from now you will be more disappointed by the things that you didn't do than by the ones you did do. So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover.

- Mark Twain

Learning is a journey with no end in sight. But the conscious pursuit of learning and growth is what really counts.

- Gary Ryan Blair

Seven Steps to Success: No.1- Have a Vision by Setting up Your Goals

• Know what you want
• Know your kind of personality
• Establish your major goals
• Make a personal mission statement
• Set specific workable goals

Success :

The state of accomplishment or achievement resulting from an endeavor

-Webster's International Dictionary

You are born to succeed.

-Brian Perry

Success is knowing your purpose in life, growing to reach your maximum potential, and sowing seeds that benefit others.

- John Maxwell

You must have long range goals to keep you from being frustrated by short range failures.

- Charles Noble

Hitch your wagon to a star.

- Ralph Waldo Emerson

No rules for success will work if you don't

- Unknown

A goal that is not written is only a wish

-Anonymous

As you reach your goals, set new ones. This is how you grow and become a more powerful person.

- Les Brown

Always bear in mind that your own resolution to success is more important than any other one thing.

- Abraham Lincoln

P.U.S.H. (Pray Until Something Happens)

To get what we really want, we need to pray. Then when things happen, we need to take action. Sometimes we just need a little push in order to move closer to our dreams and to enjoy our life more.

Let me share to you a part of the book - Unleash Your Highest Potential by Vic and Avelynn Garcia on what they say about how a Push can affect your life.

Because Somebody Pushed You
by Vic and Avelynn Garcia

Remember the time you thought you could not swim

but you did... because somebody pushed you?

Remember the time you thought you could not win a competition
but you did... because somebody pushed you?


Remember the time you thought you could not hit your quota
but you did... because somebody pushed you?


Remember the time you thought you could not be an honor student
but you did... because somebody pushed you?


Remember the time you thought you could not have your own business
but you did... because somebody pushed you?

Remember the time you thought you could not discipline your children
but you did... because somebody pushed you?

Remember the time you thought you could not restore your marriage
but you did... because somebody pushed you?

Remember the time you thought you would not smoke
but you did... because somebody pushed you?

Remember the time you thought you would not drink liquor
but you did... because somebody pushed you?

Remember the time you thought you would not be angry anymore
but you did... because somebody pushed you?

Remember the time you thought you would not violate traffic rules
but you did... because somebody pushed you?

Remember the time you thought you would not tell a lie
but you did... because somebody pushed you?

Remember the time you thought you would not commit adultery
but you did... because somebody pushed you?

Remember the time you thought you would not gamble
but you did... because somebody pushed you?

Remember the time you thought you would not slander
but you did... because somebody pushed you?

Remember the time you thought you would not cheat
but you did... because somebody pushed you?

Remember the time you thought you would not be sad
but you did... because somebody pushed you?

Remember the time you thought you could not forgive
but you did... because somebody pushed you?

Remember the time you thought you could not reach your goal
but you did... because somebody pushed you?

Remember the time you thought you could not finish reading a book
but you did... because somebody pushed you?

Remember the time you thought you could not bless others
but you did... because somebody pushed you?

Remember... remember... remember...

You allowed them to PUSH YOU.

Planning: A Road Map to Success

As defined by RFP.PH

What is Financial Planning?

Financial planning is a process - a process where you stop working for every peso and learn to start putting your money to work for you. The financial planning process is not a "one-size-fits-all" package. It is a set of goals and strategies tailored to meet your specific values, abilities, and needs.

Personal Finance Planning

Personal Financial Planning, in the broadest sense, is an effort to manage all aspects of a person/family’s financial affairs. Classically, that begins with planning family spending and extends through risk management (insurance), taxes, wealth accumulation, investing, and wealth distribution (retirement and estate planning). 

The Process of Personal Financial Planning

In general, personal financial planning has five steps: 

1. Assessment 
2. Setting goals 
3. Creating a plan 
4. Execution 
5. Monitoring and reassessment 

Common Mistakes People Make in Financial Planning

• Fail to set measurable goals
• Make financial decisions without understanding its effect on other financial issues
• Confuse financial planning with investing
• Forget to re-evaluate financial plans periodically
• Think that financial planning is only for the wealthy
• Think that financial planning is for when they got older
• Think that financial planning is the same as retirement planning
• Wait for a money crisis to happen before creating a financial plan
• Expect unrealistic returns on investments
• Think that using a Financial Planner means losing control
• Believe that financial planning is primarily Tax planning

Importance of Personal Financial Planning

Years ago, the financial life of the average family was relatively uncomplicated. People worked for the same company most of their lives, lived a few years in retirement on Social Security and their pension, and passed their modest estate on to their children. However, increased longevity, changing demographics, and a more complex, dynamic financial world have changed all that.

Consider these tough financial facts: 

• Many of today's retirees will live 30 years or more in retirement - requiring far more financial resources to maintain their desired lifestyle. 
• Social Security and company pensions may no longer provide the majority of your retirement income. 
• Tax laws change almost annually. 
• Downsizing companies no longer provide "cradle-to-the-grave" benefits or job security. The average American changes jobs seven times in a lifetime, and millions are self-employed. This demands new approaches towards savings, retirement, taxes, and estate planning. 
• With couples having children later in life, many couples are "sandwiched" between paying for college and helping their elderly parents, while also trying to save for their own retirement. 

A Short Video by RFP

Reference:

http://rfp.ph/

Success Secrets Around You

Seven Secrets of Success

Answers that can be found in your room

• Roof said: "Aim High"

• Fan said: "Be Cool"

• Clock said: "Every minute is precious"

• Mirror said: Reflect before you act"

• Window said: "See the world"

• Calendar said: "Be up-to-date"

• Door said: "Push hard to achieve your goals"